Win up to $500 every hour using Standard Chartered Credit Cards

Image taken from Standard Chartered website

Just charge to your Standard Chartered Card from 16 November to 31 December 2011, and you could have your transaction amount credited back to your account (up to $500). With three winners every hour–that's 72 winners every day–and no minimum spend, this could be your merriest Christmas yet!

Plus, get a great gift–guaranteed
Charge a minimum of $3,500 to your Standard Chartered Card from 16 November to 31 December 2011 and you'll receive an iPod nano 8GB with an iWatchz Q Series watchband–guaranteed.

Click Here for more information

Shop at ION Orchard for vouchers and win a trip to Hong Kong

Image taken from ION Orchard

From 18th November till 24th December 2011, spend at ION Orchard and receive vouchers and stand a chance to win a vacation for 2 to Hong Kong.

Stand a chance to win a vacation for 2 to Hong Kong with $100# spent in a single transaction.
First 300 shoppers receive a $100 shopping voucher with $1,000# spent and $850# for American Express Cardmembers.

First 100 shoppers receive a bottle of Penfolds Koonunga Hill Seventy Six Shiraz Cabernet with $500# spent. $450# for American Express Cardmembers.

First 100 shoppers daily receive a $10 shopping voucher with $120# spent, $100# for American Express Cardmembers.

Your personalized overseas Christmas greeting is on us when you spend $30#.
Valid for first 200 shoppers daily, from 1 - 26 Dec.

# Limited to one gift per shopper per day, while stocks last. Other terms and conditions apply. Check with our Concierge for more details. Information is correct at time of print.

Get up to $200 cash rebates using HSBC cards

With every $1500 spent using HSBC credit cards, you will receive a S$50 cash rebate from HSBC. Maximum cash rebate capped at S$200. For more information, please visit HSBC's website a few days later.


To enjoy the rebate from now till XXDec 2011, text the following information to: 74722
Cashback (16digit HSBC credit card numbers) (YOUR NRIC number)
Example: Cashback 4921111111111111 S70123456Z

Carrefour is giving away a $25 voucher with $200 spent

Carrefour is giving away a FREE $25 Gift Voucher with minimum purchase of $200 & above in a single, same-day receipt. You can redeem your voucher at their Customer Service Counters. Promotion period is from 11 to 13 Nov, 3 Days Only! Vouchers to be used from 14 to 17 Nov.

Hurry! Grab your vouchers now! Limited voucher issue daily.
While Stocks Last. Terms & Conditions Apply.

Get $5-100 NTUC vouchers using your OCBC Credit Cards

From 20 Oct - 20 Nov 2011, charge at least S$100* to your OCBC Titanium, Platinum or Arts Platinum MasterCard and get a S$5 NTUC FairPrice gift voucher for every S$50 spent. (Vouchers capped to a maximum of S$100 for each customer)

To redeem, SMS "OCBC Redeem" space "NTUC" space "Your NRIC" space "Your Name" to 76062 from 20 Oct - 20 Nov 2011.

Click here for full terms and conditions

Get $15 ION vouchers using AMEX

From 4th to 17th November 2011, spend at least S$100 in participating dining outlets in ION Orchard using your AMEX card and get S$15 capitaland vouchers to be used in ION Orchard. (limited to the first 400 redemptions)

Remember to claim your complimentary 2 hour carpark coupon at the concierge.

*SCAPE Bazaar - One of the best weekend bazaars in town

Did you know there is a small shopping mall located right in the middle of Orchard Road? It has been in operation since May 2010 and is *SCAPE. It houses several Indie shops like Toy Outpost, Play Imaginative, Haru. KBox, XZone, Playnation each has a branch in this mall. It also houses FM98.7 station and dancing school - O School.

The most interesting part about this place I feel is the hundreds of flea market stalls which make their appearance every Friday, Saturday and Sunday. Great place to find second hand, fashion accessories and quirky products. The place is always buzzing with life on weekends. Great place to hang.

Interested in getting a stall to hawk your stuff? Just visit www.scapebazaar.com

Food pick of the Day: Whampoa Keng Fish Head Steamboat Restaurant

Visited the Whampoa Keng Fish Head Steamboat restaurant at 556 Balestier Road. It is well known for their Teochew fish head steamboat. However I felt the standard is not as good as some of the other fish head steamboat restaurants and is pricier. However, the Special Street Tofu never failed to take my breath away. Very tasty and I recommend this dish to all. The claypot pig's liver is great too. Ordered the salted egg prawns and got to say they are yummy too. Service standard is not too great, but I can live with that. For 6 adults and 3 kids, the bill came up to S$170 for a lazy Sunday lunch. Overall, still a nice place for a meal with your family members.

Claypot pig's liver

Special Street Tofu

Fish head steamboat

Which Credit Card Gives you the Most Airline Mileage with Spendings

As a credit card queen, I own most of the major credit cards offered by banks here. The first credit card I own was a supplementary card given by my dad the moment I turned 21. The best deal is always converting your accumulated credit card points into airline miles. You get much more than redeeming shopping mall vouchers or gadgets.

So the question is, which credit card offers you the best mileage redemption program. If you spend a lot locally, the best card currently in town (other than cards offered to high networth customers) would be DBS's AMEX Altitude card. For the first S$1000 spent, one earns 1.2 miles for every $1. For every additional dollar spent in the month, one earns 1.6miles. It also offers up to 2miles for every S$1 spent overseas. However, if you spend a lot on your card in foreign currencies like buying things online, etc, please please do not use AMEX cards. The final exchange rate is the worst because AMEX charges a high admin fee for using the card. In this case, the CITIBANK Premier Miles card will offer the best mileage deal with 1.2miles earned for every S$1 spent. Maybank credit card also offers up to 2miles for every S$1 spent and the exchange rate is definitely better than an AMEX card.

Some banks charge a fee for converting credit card points to airline miles. I know UOB does not charge me a dime. Citibank charges S$25 and DBS charges an annual fee of S$40. AMEX Krisflyer card charges an annual fee of S$40-60. I have terminated the Krisflyer since the annual fee cannot be waived. Best way of accumulating points is to charge all your purchases to a single card. My favourites are the Citibank Premier Miles card, DBS Altitude Card and UOB Lady's Solitaire Card.

Current promotion offered by Maybank. Click here for more information.

Complimentary American Tourister Spinner, worth S$160

Travel in real style with this American Tourister expandable spinner luggage. Simply apply now for a new Maybank Credit Card and charge S$50 to the card within the first month of receiving it and the gift is yours.

Key info
* An exclusive American Tourister luggage worth S$160 is yours when you apply for and charge a minimum of S$50 to your Maybank Credit Cards within the first month of receipt.
* Comes with a 3 years annual fee waiver when you sign up for any Maybank Credit Card.

Food pick of the Day: Yijia Southern Village Seafood Restaurant

Most Singaporeans love to eat. There are thousands of good food stalls scattered all over this tiny island. Today's pick will be Yijia Southern Village Seafood Restaurant, located at Blk 21 Toa Payoh Lorong 7. Serving good food like Salted egg calamari and crabs, rock melon prawns, fish meat steamboat, marmit pork, etc. Prices are also very friendly to the wallet. Accepts only cash payment.

Salted Egg Calamari - recommended!

Rock Melon Prawns - recommended!

Complimentary Parking at Marina Bay Sands from Mondays to Thursdays

image taken from www.marinabaysands.com

Parking in Marina Bay Sands is extremely expensive. However, there is a promotion going on requiring you to spend just S$20 in their Shoppes at stores & restaurants on Mondays, Tuesdays, Wednesdays and Thursdays between 10am and 4pm. Just remember to redeem your free parking exit pass at any of the concierge counters all over the mall. If you ask me, I think it is a good way to attract shoppers to their beautiful mall.

Click here for more information

Get 6% rebate at the Hourglass using your Maybank Credit Cards

images taken from www.maybank2u.com.sg

While window shopping at an Hourglass boutique, I was told by the sales assistant you can get 6% rebate (maximum rebate of S$360) when you make purchases at any Hourglass boutique from 7th to 18th November 2011. Great time to buy some expensive watches as gifts. For more information, check out with Maybank or the Hourglass.

Click here for a summary of current promotions with Maybank

Purchase of the Day: The Happiness Project

While doing my Xmas shopping, I found this wonderful product. Can't help myself and bought a few of them as I feel this journal can make a difference to the lives of many friends in time to come.

365 days. 5 years. 1,825 moments captured. In her best-selling book The Happiness Project, Gretchen Rubin discovers the pleasure of writing just one sentence every day. The Happiness Project One-Sentence Journal helps you to make a fascinating and revealing time capsule of the next five years of your life. Simply turn to today’s date, reflect on the quote at the top of the page, and jot down just one sentence (perhaps about something good that happened that day). This daily ritual is highly do-able and provides a striking sense of accomplishment, and as the years go by you can see how your entries evolve.

Xmas Online Shopping is Great when you use UOB cards this season

image taken from www.uob.com.sg

UOB is offering cash rebates to their card holders when they spend online (charged in a foreign currency). Great idea since online shopping seems to be catching on amongst Singaporeans. Card holders will need to follow these simple steps:
Step 1: SMS REBATE Main Card Number to 90241111
Step 2: Charge to the registered UOB card for travel and online purchases

Get S$8 rebate with S$200 spent in a single transaction or 3% rebate on overseas spend. Please read the terms and conditions. It is slightly complicated and you may have to check with the UOB call centre to clarify some of the stated terms and conditions.

Click here for full terms and conditions

Get a Takashimaya $10 voucher with every $100 spent

images taken from www.takashimaya-sin.com

From 4th to 6th November 2011, with every S$100 purchase in Takashimaya using your Takashimaya credit and Cash smart cards, you get a S$10 Takashimaya voucher which does not expire. Limited to 1000 vouchers per day.

PAssion Card - A Great Card to have for movie lovers

image taken from www.passioncard.com.sg

I love the PAssion rewards card. It costs S$12 for a 5 year membership and acts as an Ezlink card as well. The reason why I applied for this card is because I love watching movies and this card offers one of the best deals in town. It offers discounts at Cathay Cineplexes, WE cinemas and Shaw. As I catch my movies only on weekends, the discount given at Cathay is the most attractive at S$7 per ticket and comes with a promo size popcorn with every 2 movie tickets purchased.

Click here for current movie promotions PAssion card offers

Xmas 2011 Promotion with various Credit Cards

image taken from www.ocbc.com.sg

This is the time of the year when most banks will dangle carrots to consumers, enticing them to use credit cards issued by them. This year is no exception. From 11th November to 31st December 2011, OCBC is giving away Multi-touch iPod nano with matching iWatchz Strap Set with minimum spend of S$5,200, Xmas log cake from Haagen-Dazs with minimum spend of S$2,200 and Xmas Sasha's bear with minimum spend of S$120.

image taken from www.ocbc.com.sg

Click here for full terms and conditions

image taken from www.maybank2u.com.sg

From 2nd November to 30th November 2011, simply charge to your Maybank Credit card and redeem 1 kg Noel Chocolate Classic log cake from Boulangerie™, Festive Hotel® Lobby (worth S$60), A pair of day passes to Universal Studios Singapore® (worth S$148) and 1-Night Deluxe Room stay at Hard Rock Hotel®Singapore* (worth S$450)

Click here for full terms and conditions


Summary of what you can get when you spend with various credit cards this festive season:

S$120 - OCBC
Xmas Sasha's bear

S$2200 - OCBC
Xmas log cake from Haagen-Dazs

S$2500 - Maybank
1 kg Noel Chocolate Classic log cake from Boulangerie™, Festive Hotel® Lobby (worth S$60)

S$5200 - OCBC
Multi-touch iPod nano with matching iWatchz Strap Set

S$6000 - Maybank
A pair of day passes to Universal Studios Singapore® (worth S$148)

S$12000 - Maybank
A pair of day passes to Universal Studios Singapore® (worth S$148) and 1-Night Deluxe Room stay at Hard Rock Hotel®Singapore* (worth S$450)

*please refer to links for full terms and conditions set by the banks