Redeem up to $300 worth of Isetan Vouchers using HSBC Cards this GSS

With a minimum spend of $300 charged to your local HSBC card, present your charge slips (up to 5 combined receipts a day) to the redemption booth at Isetan Scotts Level 1 and get a chance to win up to 100% voucher rebate on your purchases

For more information, please click here

Win up to $500 every hour using Standard Chartered Credit Cards

Image taken from Standard Chartered website

Just charge to your Standard Chartered Card from 16 November to 31 December 2011, and you could have your transaction amount credited back to your account (up to $500). With three winners every hour–that's 72 winners every day–and no minimum spend, this could be your merriest Christmas yet!

Plus, get a great gift–guaranteed
Charge a minimum of $3,500 to your Standard Chartered Card from 16 November to 31 December 2011 and you'll receive an iPod nano 8GB with an iWatchz Q Series watchband–guaranteed.

Click Here for more information

Shop at ION Orchard for vouchers and win a trip to Hong Kong

Image taken from ION Orchard

From 18th November till 24th December 2011, spend at ION Orchard and receive vouchers and stand a chance to win a vacation for 2 to Hong Kong.

Stand a chance to win a vacation for 2 to Hong Kong with $100# spent in a single transaction.
First 300 shoppers receive a $100 shopping voucher with $1,000# spent and $850# for American Express Cardmembers.

First 100 shoppers receive a bottle of Penfolds Koonunga Hill Seventy Six Shiraz Cabernet with $500# spent. $450# for American Express Cardmembers.

First 100 shoppers daily receive a $10 shopping voucher with $120# spent, $100# for American Express Cardmembers.

Your personalized overseas Christmas greeting is on us when you spend $30#.
Valid for first 200 shoppers daily, from 1 - 26 Dec.

# Limited to one gift per shopper per day, while stocks last. Other terms and conditions apply. Check with our Concierge for more details. Information is correct at time of print.

Get up to $200 cash rebates using HSBC cards

With every $1500 spent using HSBC credit cards, you will receive a S$50 cash rebate from HSBC. Maximum cash rebate capped at S$200. For more information, please visit HSBC's website a few days later.


To enjoy the rebate from now till XXDec 2011, text the following information to: 74722
Cashback (16digit HSBC credit card numbers) (YOUR NRIC number)
Example: Cashback 4921111111111111 S70123456Z

Get $5-100 NTUC vouchers using your OCBC Credit Cards

From 20 Oct - 20 Nov 2011, charge at least S$100* to your OCBC Titanium, Platinum or Arts Platinum MasterCard and get a S$5 NTUC FairPrice gift voucher for every S$50 spent. (Vouchers capped to a maximum of S$100 for each customer)

To redeem, SMS "OCBC Redeem" space "NTUC" space "Your NRIC" space "Your Name" to 76062 from 20 Oct - 20 Nov 2011.

Click here for full terms and conditions

Get $15 ION vouchers using AMEX

From 4th to 17th November 2011, spend at least S$100 in participating dining outlets in ION Orchard using your AMEX card and get S$15 capitaland vouchers to be used in ION Orchard. (limited to the first 400 redemptions)

Remember to claim your complimentary 2 hour carpark coupon at the concierge.

Which Credit Card Gives you the Most Airline Mileage with Spendings

As a credit card queen, I own most of the major credit cards offered by banks here. The first credit card I own was a supplementary card given by my dad the moment I turned 21. The best deal is always converting your accumulated credit card points into airline miles. You get much more than redeeming shopping mall vouchers or gadgets.

So the question is, which credit card offers you the best mileage redemption program. If you spend a lot locally, the best card currently in town (other than cards offered to high networth customers) would be DBS's AMEX Altitude card. For the first S$1000 spent, one earns 1.2 miles for every $1. For every additional dollar spent in the month, one earns 1.6miles. It also offers up to 2miles for every S$1 spent overseas. However, if you spend a lot on your card in foreign currencies like buying things online, etc, please please do not use AMEX cards. The final exchange rate is the worst because AMEX charges a high admin fee for using the card. In this case, the CITIBANK Premier Miles card will offer the best mileage deal with 1.2miles earned for every S$1 spent. Maybank credit card also offers up to 2miles for every S$1 spent and the exchange rate is definitely better than an AMEX card.

Some banks charge a fee for converting credit card points to airline miles. I know UOB does not charge me a dime. Citibank charges S$25 and DBS charges an annual fee of S$40. AMEX Krisflyer card charges an annual fee of S$40-60. I have terminated the Krisflyer since the annual fee cannot be waived. Best way of accumulating points is to charge all your purchases to a single card. My favourites are the Citibank Premier Miles card, DBS Altitude Card and UOB Lady's Solitaire Card.

Current promotion offered by Maybank. Click here for more information.

Complimentary American Tourister Spinner, worth S$160

Travel in real style with this American Tourister expandable spinner luggage. Simply apply now for a new Maybank Credit Card and charge S$50 to the card within the first month of receiving it and the gift is yours.

Key info
* An exclusive American Tourister luggage worth S$160 is yours when you apply for and charge a minimum of S$50 to your Maybank Credit Cards within the first month of receipt.
* Comes with a 3 years annual fee waiver when you sign up for any Maybank Credit Card.

Get 6% rebate at the Hourglass using your Maybank Credit Cards

images taken from www.maybank2u.com.sg

While window shopping at an Hourglass boutique, I was told by the sales assistant you can get 6% rebate (maximum rebate of S$360) when you make purchases at any Hourglass boutique from 7th to 18th November 2011. Great time to buy some expensive watches as gifts. For more information, check out with Maybank or the Hourglass.

Click here for a summary of current promotions with Maybank

Xmas Online Shopping is Great when you use UOB cards this season

image taken from www.uob.com.sg

UOB is offering cash rebates to their card holders when they spend online (charged in a foreign currency). Great idea since online shopping seems to be catching on amongst Singaporeans. Card holders will need to follow these simple steps:
Step 1: SMS REBATE Main Card Number to 90241111
Step 2: Charge to the registered UOB card for travel and online purchases

Get S$8 rebate with S$200 spent in a single transaction or 3% rebate on overseas spend. Please read the terms and conditions. It is slightly complicated and you may have to check with the UOB call centre to clarify some of the stated terms and conditions.

Click here for full terms and conditions

Xmas 2011 Promotion with various Credit Cards

image taken from www.ocbc.com.sg

This is the time of the year when most banks will dangle carrots to consumers, enticing them to use credit cards issued by them. This year is no exception. From 11th November to 31st December 2011, OCBC is giving away Multi-touch iPod nano with matching iWatchz Strap Set with minimum spend of S$5,200, Xmas log cake from Haagen-Dazs with minimum spend of S$2,200 and Xmas Sasha's bear with minimum spend of S$120.

image taken from www.ocbc.com.sg

Click here for full terms and conditions

image taken from www.maybank2u.com.sg

From 2nd November to 30th November 2011, simply charge to your Maybank Credit card and redeem 1 kg Noel Chocolate Classic log cake from Boulangerie™, Festive Hotel® Lobby (worth S$60), A pair of day passes to Universal Studios Singapore® (worth S$148) and 1-Night Deluxe Room stay at Hard Rock Hotel®Singapore* (worth S$450)

Click here for full terms and conditions


Summary of what you can get when you spend with various credit cards this festive season:

S$120 - OCBC
Xmas Sasha's bear

S$2200 - OCBC
Xmas log cake from Haagen-Dazs

S$2500 - Maybank
1 kg Noel Chocolate Classic log cake from Boulangerie™, Festive Hotel® Lobby (worth S$60)

S$5200 - OCBC
Multi-touch iPod nano with matching iWatchz Strap Set

S$6000 - Maybank
A pair of day passes to Universal Studios Singapore® (worth S$148)

S$12000 - Maybank
A pair of day passes to Universal Studios Singapore® (worth S$148) and 1-Night Deluxe Room stay at Hard Rock Hotel®Singapore* (worth S$450)

*please refer to links for full terms and conditions set by the banks